Seasonal inventory
A seasonal range often arrives before its main selling period. Use past sell-through and supplier deadlines to define the order rather than relying only on the available discount.
Business financing referrals · Independent retailers
Business funding for store purchases and improvements.
Stock, fixtures and checkout equipment have to be paid for on different schedules. Outline what the shop needs to buy and when those purchases are expected to become sales.
Business funding · Independent retailers
Possible uses
Business expenses to describe
Store improvements
Shelving, display units and lighting can be changed during quieter trading periods. Include installation and the cost of keeping merchandise secure while work takes place.
Point-of-sale equipment
Terminals, scanners and stock-control tools may involve setup and monthly service charges. Separate the initial hardware expense from ongoing processing or software costs.
Before you decide
When reviewing a provider offer
Amount available
Confirm how much of the offered amount would actually reach the business.
Repayment cost
Look at all repayments and fees over the agreement rather than a single quoted rate.
Contract conditions
Read security, guarantee, early-payment and default provisions before agreeing.
How it works
The application process
Amount and purpose
Use the actual purchase or operating gap to explain how much funding you want to explore.
Trading profile
Answer the questions about monthly revenue, time in business and your industry.
Contact details
Check the owner and business contact information, read the disclosures and complete SMS verification before sending.
Before you begin
Application preparation
Prepare the requested amount, business purpose and timing from your purchase or operating budget.
- 01Funding amount, business purpose and timing
- 02Monthly revenue and time in business
- 03Industry, business name and approximate credit range
- 04Owner contact details and mobile access
Independent retailers · funding preparation
Your operating calendar
A stocked shelf is not yet a customer receipt. Keep slow-moving stock, markdowns and normal operating bills visible when comparing a financing offer with the buying plan.
A few things to know
About this referral service
Information sharing and referral payments
Your submitted business and contact information may be sold to as many as five funding partners for follow-up. Partners pay us for the referral regardless of its funding outcome, and we do not charge you to apply.
Approval and available terms
Sending the form does not guarantee an offer or approval. Funding partners assess the business against their own requirements and set the conditions of any financing.
Provider timing
A supplier deadline does not establish how quickly a funding partner can respond. Confirm the provider’s process before relying on financing for a payment.
Contact consent and mobile verification
Check how your information will be used and who may contact you before you send the form. The SMS code verifies your number; the separate consent text describes communications.
Make a beginning
Start with your business funding request
Start the form with a defined amount, a business purpose and current trading information.